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The reason for the ban is the high interest rate carried on these loans. Many states have usury laws which forbid interest rates in excess of a certain APR.
When applying for a payday loan, you should check your local laws to see your StateвЂs permissible APR. Online lenders offer quick services, which come at a higher price. In short, if you decide to take a payday loan for whatever reason, you must know that you will have to pay higher fees for the service than you would have otherwise paid at your local bank.
Easy application. Direct lenders operating within our network provide an easy application form. The application consists of three parts: personal information, employment information and banking information.
Each part must be completed fully with accurate information.
(That way I have more money to pay the attorney. ) I don't want to break any laws so my guess is I should tell my attorney about this loan. I've closed the bank account the check I gave them is with. I think my attorney will be upset that I took out another loan. Also will he need to see my bank statements. My attorney knows I have a gambling issue and there are a ton of 20, 40 withdrawals to play lottery tickets. Actually, the gambling is what got me here in first place and I'm in a 12 step program now.