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Can a attorney find out you have payday loans if it's not on a credit report. Karen, I'm not clear why an attorney (not working for suntrust bank cash advance fees payday loan companies) would want to find out you have payday loans, but I don't really know of a way to find that out other than by credit reports. Unless the payday loan companies are suing you and someone would find out from court records which are available to the public.
I filed bankruptcy in November of 2012 and it was discharged in February of 2013. I just received personal loan cibil call from a payday loan that was included in the bankruptcy saying that they will put out a warrant for my arrest if I don't appear in court on fraud charges.
They said that the bankruptcy only took care of the interest but not the actual check amount that was written. Can you please let me know if this is true. Thank you. Bailie, as I wrote in this article (and I'm sure you read), payday lenders will tell you what they told you even though it's not true.